About Us
NextMove123.com is an attorney-owned firm that is here to help you settle your credit card debt for less than what you currently owe. We also offer a FREE bankruptcy consultation (in California) as an alternative. Our team of knowledgeable analysts is ready to help you. Do not delay. Call or email today.
Founders / Management Team
Joseph R. Manning, Jr., CEO and General Counsel
Joseph Manning
Mr. Manning is a civil justice attorney who represents consumers against major corporations and insurance companies in California’s State and Federal Courts. Mr. Manning is also a member of the Consumer Attorneys of California.
NextMove123.com was founded by Mr. Manning and Sean M. Reynolds in order to provide consumers with the assistance of experienced non-attorney negotiators utilizing a tested negotiation strategy to enable the consumer to resolve unsecured debts for less than they owe and calculated to place them on a path to financial independence within a relatively short period of time.
Sean M. Reynolds, President
Sean Reynolds
Mr. Reynolds’ experience as the founder and CEO of both Primary Mortgage and SMR Financial, Inc. provide him with important insight into how to run a consumer finance company in a manner that will optimize the consumer experience. Mr. Reynolds brings these skills to bear for the clients of NextMove123.com.